By Mary Mosquera,
| Business-Opportunity Scams | Make big money in a short time with small-investment, traditional pyramid schemes. |
| Make Money By Sending Bulk E-Mailings | Schemers sell lists of poor quality, bulk e-mail violates most ISP terms, and no legitimate business engages in bulk e-mailings. |
| Chain Letters | Same as snail-mail chain letters, send money and make thousands in 90 days. You don't. |
| Work-At-Home Schemes | Envelope-stuffing and craft assembly in the comfort of home. Nobody pays for envelope-stuffing or crafts assembled at home. |
| Health And Diet Scams | Scientific breakthroughs and miraculous cures along with testimonials are "bogus cure-alls" and "electronic snake oil." |
| Easy Money | Get rich quick. If these schemes worked, we'd all be millionaires. |
| Get Something Free | You get free computers and phone cards if you sign up for membership, but first you have to recruit other members. |
| Investment Opportunities | There's a high rate of return at no risk, complete with phony statistics. |
| Cable Descrambler Kits | For a small investment, get cable without paying for it. The kits usually don't work, and stealing cable is illegal. |
| Guaranteed Loans Or Credit, On Easy Terms | Loans may be lists of lending institutions, and credit cards never arrive. |
| Credit-Repair Scam | For a fee, these scams promise to clear your bad credit record by showing how to get your employer ID number. No one erases a bad credit record if it's accurate. |
| Vacation Prize Promotions | Like snail-mail promotions, these are luxury vacations offered at bargain-basement prices. Wrong! |
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